FAQ’s

FAQ's

Useful financial guides, credit improvement tips tailored specifically for blue-collar businesses.

Our program has a one-time Setup Fee of $2,000 to kick off your strategy. In select cases, we also offer a performance-based option that includes a smaller upfront fee and a percentage of total funding secured.

Yes. You can choose a payment plan and still receive full access to our services from day one. Funding is not delayed if you’re on installments.

Funding amounts vary based on your credit profile and financials, but our clients often receive $50,000–$150,000 in the first round, and up to $175,000–$250,000 over time.

Absolutely. You don’t need to be an established business. Many of our clients are launching new ventures or side hustles and don’t have tax returns or P&Ls.

If you meet all of our program criteria and still don’t receive funding, you’re covered by our 60-day satisfaction guarantee (minus a small processing fee). We’re confident in our process—but if it doesn’t work, you’re not stuck.

No. We target lenders whose products do not report to your personal credit profile, and we minimize impact by batching inquiries strategically. You’ll also learn how to keep your score strong throughout.

Not necessarily. While a strong credit profile helps, we also offer a strategy session as part of your enrollment that includes credit optimization guidance. We don’t offer “credit repair,” but we do help you strengthen your foundation.

Yes. You’re allowed to add one partner at no additional charge. They’ll receive their own round of funding, which can significantly boost your total access to capital.

Typical funding timelines range from 30–45 days, but if you qualify for our expedited performance-based plan, you may receive results in as little as 15–30 days.

No. We specifically avoid lenders that report to personal bureaus unless you request it. We keep personal and business credit separate to protect your profile.

You won’t have to figure that out alone. Our team handles the application strategy, including which banks to use, how many cards to pursue, and the ideal timing for each round.

Business credit cards typically have low minimum payments—often around 1–3% of the balance. To stay in good standing with lenders, we recommend making 2–3× the minimum when possible.

You’ll work with a dedicated consultant through each step. We handle the heavy lifting so you can focus on running your business while we maximize your approvals.

If you’re in the middle of a mortgage or refinance process, we recommend waiting until that’s complete. While our inquiries are soft or minimally invasive, they could affect your lending profile short term.

We’ll review your full credit picture and may offer guidance on restructuring your debt or improving utilization before applying. This step can boost your approval odds and overall limits.

We do not offer credit repair. The Setup Fee covers onboarding, strategy planning, and program guidance. While credit health may improve, that’s a side effect—not the service.

This is a collaborative service. You’ll get expert support throughout, and we’ll take care of the most technical parts so you don’t have to navigate the system alone.

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